Using your dental insurance doesn’t have to be complicated or confusing.
At Viera Dental Arts, we recognize that patients throughout Brevard County often have questions about how their dental insurance works and what coverage they can expect for quality restorative care. While insurance plans vary widely in their coverage limits and restrictions, we work with you to help maximize your benefits and make comprehensive dental care accessible to patients who value both quality treatment and the freedom to choose their dental provider.
As your partner in health, we want to help you make choices that will permit you to enjoy a high level of quality care. When you choose quality dental care, we believe that includes state-of-the-art technology, a caring, well-trained staff, and a safe environment you can trust. Most dental insurance plans operate on an annual maximum benefit system, typically ranging from $1,000 to $2,000 per year, with percentage-based coverage for different types of procedures. Preventive care, such as cleanings and exams, is often covered at a higher percentage, while restorative treatments, like crowns and bridges, typically receive a lower percentage of coverage.
Our office operates as an unrestricted provider, which means we work with all PPO insurance plans while maintaining the freedom to use the highest quality materials and techniques for your care. Insurance places limitations and restrictions on its contracted dentists, and we never want to allow the insurance to determine the quality of care you receive. Many patients in our practice throughout the Viera, Melbourne, and Rockledge areas utilize their PPO benefits with us. Our administrative team processes claims and estimates deductibles to help you understand your out-of-pocket costs before treatment begins.
Our administrative team is here to work with you and your insurance company to ensure you receive the maximum benefit available under your plan. We begin with a thorough verification process to understand your specific coverage limits, annual maximums, and any applicable waiting periods for your required treatments. This enables us to provide accurate estimates and assist you in planning strategically for your dental care throughout the year.
When insurance coverage doesn’t fully cover the cost of your recommended treatment, we offer multiple solutions to make your care affordable. Our flexible financing options work seamlessly with your insurance benefits, allowing you to combine insurance payments with convenient monthly payment plans. For example, if your insurance contributes $500 toward a crown procedure, we simply subtract that amount from our fee and can finance the remaining balance through one of our trusted financing partners.
We urge employers to select insurance programs that allow their employees to use the doctors of their choice. You and only you should have the power to decide who will best help you effectively manage your oral health. We work with patients and their HR departments to maximize the value of their dental benefits.
We understand that dental insurance can be confusing, and we’re here to help clarify how your benefits work with our practice.
We work with all PPO insurance plans as unrestricted providers. While we maintain our clinical independence and don’t contract with reduced-fee programs, our administrative team processes your insurance claims and helps you maximize your available benefits. We accept insurance payments directly and apply them to your treatment costs. You are welcome to utilize your PPO insurance in our office.
Insurance coverage varies depending on the plan and procedure type. Insurance will never cover the full cost of a procedure to treat a disease process or restore a tooth. When your insurance doesn’t cover the full cost of recommended treatment, we offer flexible financing options to help make your care affordable. Our team will provide you with a clear estimate of your insurance coverage and out-of-pocket costs before beginning any treatment.
Our administrative team verifies your insurance coverage before your appointment and provides a detailed good-faith estimate of your costs. We explain how your annual maximum works, what percentage coverage applies to different procedures, and help you plan your treatment timing to make the most of your available benefits throughout the year.
